Your credit payment history is recorded in a file or report. These files or reports are maintained and sold by "consumer reporting agencies" (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance, or a job. Your credit record contains information about your income, debts, and credit payment history. It also indicates whether you have been sued, arrested, or have filed for bankruptcy.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: NMLS 1151786
1230 Peachtree st Suite 1900, Atlanta, Ga, 30309 Georgia Residential Mortgage Licensee 21045
Atlanta, GA 30309